|
Scheme
(Indicative) |
- Agriculture and Allied
Sector : Dairy Farming, Tractor Trolley etc.
-
Services
Sector (Including Transport) : Shuttering, Tent House,
Dhaba/Restaurant, Mini Truck, Mini Bus and other Light Motor
Vehicles etc.
-
Industrial
Sector : Steel Fabrication, Furniture Manufacturing etc.
|
|
Maximum Loan Limit |
Rs.30.00 Lacs (Maximum National
Level)
Rs. 5.00 Lacs (Average in H.P.) |
|
Rate of Interest |
i. Loans Up To Rs.5.00
Lacs RoI @6% pa
ii. Loans Above Rs.5.00 Lacs RoI @8% pa |
|
Repayment Period |
5 Years |
|
Means of Finance |
- Promoter’s Contributions
Maximum Up To 5% of the Total Project Cost.
- HPSCSTDC’s Margin Money Loan
10%.
- Term Loan (NSFDC/NSTFDC)
85%.
|
|
Eligibility Criteria |
- Members of Scheduled Caste or
Scheduled Tribe Family who is bonafide Resident of Himachal
Pradesh.
- Annual Income Limit Rural Areas :
Rs.3,00,000/- Urban Areas : Rs.3,00, 000/-
- Age Limit : 18 to 55 years
(In case of Transport loan 20 to 53 years having valid
license for the vehicle concerned).
- Who is not defaulter of any financial
institution/bank.
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