Under this scheme, the corporation provides education loan to SC/ST students who are studying in professional/technical courses in recognised institutions.

Interest Free upto Rs 75,000/-(Maximum Rs. 15.000/- per year)

5 years. Repayments Starts after starting job/business two years or after completion of course which ever is earlier.

1. Degree/Diploma Courses in Engineering.
2. B.Ed./ J.B.T.
3. Medical Courses like M.B.B.S./B.A.M.S./Nursing etc.
4. L.L.B., M.B.A., M.C.A. and Ph.D. etc.

1. Members of Scheduled Caste or Scheduled Tribe family who is bonafide Resident of Himachal Pradesh.
2. Annual Family Income Maximum Rs.1,00,000/-p.a.
3. Applicant should be a regular student of recognized Institution/University.
4. Applicant should not be a defaulter of any Financial Institution/Bank.

5 % P.A. ( 1% rebate in case of women beneficiaries)

5 years Repayment starts after 6 months of completion of course or getting job/employment, whichever is earlier.

1. Full Time Professional/ Technical Courses in fields of ; Engineering, Medical, Dental, Management, Information & Technology, Hotel Management, Artitecture, Phisiotherapy, Bio Technology, Law and Journalism etc.
2. Professional Courses like : Law, Journalism, C.A/ ICWA/CS/AMIE/FIA/IETE etc.

1. Members of Scheduled Castes family who is bonafide resident of Himachal Pradesh.
2. Annual family income limit : Rs. 81,000/-p.a. in Rural Area & Rs. 1,03,000/-p.a. in Urban Area.
3. Applicant should be a regular student of Govern ment recognized Institution/ University.
4. Who is not defaulter of any financial institution/Bank.