हस्त शिल्प विकास योजना,  ऋण हेतु क्यूँ दूसरा दर खोजना - Hast Shilp Vikas Yojna, Rin Hetu Kiun Dusra Dar Khojna

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Hast Shilp Vikas Yojna

Application Form

Under this scheme, the corporation provides working capital assistance to artisans. The artisans can form a Group/Society/Association for availing working capital from the corporation. An individual artisan is also eligible for this scheme.

Quantum of loan Rs.15,000/- per artisan.
Rate of Interest

Free of interest for 2 years. However, the society/ Association/ Group may charge interest @2% from an artisan to meet out their administrative expenditure.

Repayment Period 2 Years
Means of Finance HPSCST Development Corporation.
Eligibility Criteria
  1. Member of Scheduled Caste or Scheduled Tribe Family who is bonafide Resident of Himachal Pradesh.
  2. All the applicants/artisans should be below poverty line.
  3. Applicant should not be defaulter of any financial institution/Bank.
  4. Annual family income limit : Rs. 35,000/-p.a. in Rural Area & Rs. 35,000/-p.a. in Urban Area.

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