1. General Loan Scheme

in this scheme, the loan is disbursed under 4 sectors i.e., Small Business Sector, Agriculture & Allied Sector, Transport Sector & Service Sector for 52 Schemes approved by the NBCFDC, New Delhi.
At present, the loan amount of each project is shared @ 85% by NBCFDC, 10% by the HBCFDC and the remaining 5% by the beneficiary. The loan is repayable in 5 years in 20 equal quarterly instalments.

Click here to view the list of the various loan schemes

2. Swarnima Loan Scheme
 
Loan under this Scheme is provided to those women beneficiaries of backward classes who belongs to BPL families or whose annual family income from all sources does not exceed Rs. 19,999. The loan under this Scheme is given for Dairy Unit (2 Cattle) and Small Business at a still lower rate of interest of 4% per annum.
The loan amount of the project cost is shared 90% by the NBCFDC & 10% by the HBCFDC and beneficiary share is not required under this Scheme. The loan is repayable in 5 years in 20 equal quarterly instalments.
 

3. New Educational Loan Scheme (NBCFDC)

The "New Educational Loan Scheme (NBCFDC)" was launched during the year 2007-2008 under which educational loans at a concessional rate of backward classes whose annual family income is below Rs. 40,000 for the families residing in Rural Areas and Rs. 55,000 for the families residing in Urban Area. The loan is given for pursuing Professional Degree Courses viz. MBA, MCA or equivalent (approved by AICETE), other Graduate Programmes in Engineering conducted by IIT and other Institutes (approved by AICETE) or Medicine (including Ayurvedic, Homepathic , Unani), programmes conducted by Colleges recognized by the Medical Council of India and Diploma Courses in Hospitality Management recognized by National Council of Hotel Management etc.

The loan is given to the eligible students for higher studies to the extent of Rs. 1,25,000 per year upto a maximum limit of Rs. 5,00,000 for four years. The loan amount is repayable in 5 years in 20 equal instalments. The repayment is effected after six months from the date of completion of Course or after three months of getting employment, whichever is earlier. Under this Scheme 2 Cases were sanctioned during 2007-08 and 34 Cases upto 14.08.2008 during the financial year 2008-09.
 

4. Interest Free Educational Loan Scheme (HBCFDC)

Under the "Interest Free Educational Loan Scheme (HBCFDC)", the Corporation also provides Interest Free Loan @ Rs. 10,000 per year, with maximum limit of Rs. 50,000 for full term to the deserving poor students (whose annual family income does not exceed Rs. 36,000) for pursuing technical and higher degree/diploma courses beyond High School stage.

The loan is repayable in 5 years in 20 equal instalments. The repayment is effected after one year from the date of completion of Course, or after getting employment whichever is earlier. Under this Scheme, 15 Cases involving Rs. 4.00 lakh have been sanctioned since 1998-99 todate.

Click here to view the list of the various loan schemes