हिमाचल पिछड़ा वर्ग वित्त एवं विकास निगम
HIMACHAL BACKWARD CLASSES FINANCE AND DEVELOPMENT CORPORATION
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Smt. Sena Devi W/o Sh. Munshi Ram
Village and P.O. Ludwara
Tehsil Shahpur, Distt. Kangra HP

It is certified that Smt. Sena Devi w/o Sh. Munshi Ram is a permanent resident of Village and P.O. Ludwara Tehsil Shahpur, Dist. Kangra HP who came of a poor family with an income below IRD status. This family used to make both ends meet by means of ploughing just 4 Kanal agricultural plot and the couple was absolutely jobless without any employment, they remained extremely worried. One day Sh. Jogendra Dogra was on his official tours to survey the condition at Ludwara who succeeding in meeting Sena Devi to seek a cattle loan and accordingly Sena Devi succeeded in getting a loan to the tune of Rs. 28,000 for two buffaloes.

Following this, Mr. Munish Ram used to sell the milk at Gaggal and Razol and this business pushed their income upto 45000 per year. Smt. Sena Devi also repaid the total loan amount to the Corporation. Now they opine to set up a big diary farm where they could help, some of the people with some employment.