Situation of Beneficiary before Loan: Sh. Subhash Chand was a Professional driver and because of his weak economic condition he could not fulfill his dream of a vehicle. When he came to know about the self-employment schemes of HBCFDC Kangra. He was very surprised to know that investing only 5% of the project cost and paying the loan timely he could get his own vehicle. With this intention he came in the contact with HBCFDC.

The Corporation accepted his request for loan. The Corporation granted the desire loan of Rs.2, 43,000 for Maruti van (taxi) and the applicant started his business after buying his own taxi.

Situation of Loan Repayment:
Sh. Subhash Chand runs his business sincerely and got fruitful results. He repaid installments of loan to the Corporation. In between the applicants vehicle also had an accident, but even then he stood courageously and he repaid his installments to the Corporation in time.

Economic Condition for Beneficiary:
Sh. Subash Chand maruti van (taxi) business progressing day by day and there is notable improvement in applicant’s economic condition. As a result is family his living a happy life. For helping him and improve his economic condition, he is very thankful to the Corporation and felt relief at Present, the applicant earns 9 to 10 thousand rupees per month from his business and leads a happy and ideal life with his family.