Sh. Rakesh Kumar S/o Sh. Lekh Raj
Village& Post Office-Dhalon,
Tehsil & Distt Kangra(H.P.)
Scheme Unit: - Auto Repair Workshop
Date of Loan Payement-11/03/04.
Beneficiary’s Condition before Loan:-
Sh. Rakesh Kumar, an ordinary hard working
auto mechanic, who was not able to earn his
living . All the three members of his family
were fully dependant on his income. Sh. Rakesh Kumar’s total annual income from all sources was Rs.20, 000 only.
One day Sh. Rakesh Kumar contacted HBCFDC, Kangra
for self-employment finance scheme, and he was provided with proper information and guidance
by Corporation Officers. Considering
his case the Corporation felt that Sh. Rakesh Kumar
is capable of running his own business successfully.
After the fulfillment of essential formalities, Sh. Rakesh
Kumar received Rs. 50,000 for his auto repair
workshop. As a result his workshop became successful with in a week.
Position of Loan Repayment by the Beneficiary:
With his hard work and experience Sh. Rakesh Kumar
remarkably improved his financial conditions and
paid off the loan according to terms and
Economic Conditions after Loan:
Rakesh Kumar's auto repair workshop is running
successfully and he has fully returned his loan
amount. From the profit of this workshop
he also helped this brother establishing new PCO Rakesh Kumar
also distributes daily newspaper in surrounding
areas. With all this hard work he managed to
improve his living condition.